HARP 2.0

The Home Affordable Refinance Program, also known as HARP, is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009 to help underwater and near-underwater homeowners refinance their mortgages. Unlike the Home Affordable Modification Program (HAMP), which aims to assist homeowners who are in danger of foreclosure, this program targets homeowners who are current on their monthly mortgage payments but are unable to refinance due to dropping home prices in the wake of the U.S. housing market correction.

It takes only a few minutes to see if your home qualifies.

You can check your property at either of these two websites:

For Fannie Mae: https://desktoporiginator.fanniemae.com/

For Freddie Mac: https://ww3.freddiemac.com/corporate/

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We have closed hundreds of these loans last year. We know how to make this process as stress free as possible.

We work with many lenders – we have heard many times that someone believes they do not qualify only to find that they do. We do the foot work to find the best loan fit for your situation.

We have refinanced people that were over 200% LTV – we have refinanced investment properties and manufactured homes. We often get appraisal waivers and this program is more forgiving of credit scores and debt to income ratios then conventional loans.

I am your Home Loan Answer Man. Call my office toll free at 855-562-6705. Rates are great, now is the time.